If you think your toothbrush and floss are enough to keep your smile healthy, you’re mistaken. You should also see your dentist at least twice a year for a cleaning and check. While you’ve heard about the benefits of routine care, you tend to delay your appointments because you worry about a large bill. You have nothing to fear when choosing your Cigna dentist. Your dental coverage provides the affordable solutions you need to invest in your oral health.
Dental care is designed with prevention in mind because it lowers your long-term oral health expenses. In fact, research shows every $1 spent on preventive services can reduce your emergency and restorative costs by as much as $50. Cigna understands the importance of regular dental care, which is why they provide the flexible solutions individuals and families need to maintain optimal oral health. Although every policy differs, most plans include:
By paying your monthly premiums, you have access to a comprehensive policy that allows you to visit our office 1-2 times per year for a cleaning and checkup to keep your teeth and gums healthy. Even with the best prevention, a problem can still occur. You don’t need to leave it untreated because you’re concerned about the cost. Cigna provides the coverage you need to treat it for reduced rates. After paying your annual deductible, you’re given a yearly allowance to use toward restorative care.
At the end of the year, your benefits will expire. Anything you don’t use won’t be reimbursed or carried over into the new year. On average, less than 3% of Americans meet or exceed their yearly benefits. We don’t want to see you throw money down the drain. We will work on your behalf with Cigna to maximize your benefits.
Cigna recommends you visit an in-network dentist because they have pre-negotiated rates with one another. You still have the freedom to visit a dentist who is outside of your network, but you’ll need to pay the difference between the dentist’s fees and your insurance’s allowable coverage.
Our office accepts both in-network and out-of-network patients to reduce the amount you need to pay for services your smile relies on.
Our patient care coordination, Jason, has been with our office since our doors opened. He will welcome you when you walk into our office while also working with you to maximize your dental coverage. He will work on your behalf with Cigna to file the necessary claims and paperwork to ensure your benefits are being used correctly.
Jason will take the time to explain how your coverage is paying for your treatments and if there’s a remaining balance. He will discuss your options to cover any out-of-pocket cost, like using third-party financing with CareCredit.
If you’re ready to enjoy affordable dental care, choose a Cigna in-network dentist. Contact our office today to schedule an appointment.